Module 2:
Credit & Risk Assessment
Whether you're a broker looking to expand your expertise or a finance professional aiming to understand this dynamic sector, our detailed course materials break down everything you need to know getting started with trade finance in Australia.
What You'll Learn:
- Competently assess trade finance risk- evaluating financial strength, AML/CTF compliance, suitable vs unsuitable clients, and industry-specific risks
- Understand loan structures - pricing, establishment fees, interest calculations and structuring facilities to minimize unnecessary charges
- Deep knowledge of security requirements - GSAs, DOPs, guarantees, mortgages, caveats and lender preferences
- Comprehend loan covenants and terms - reporting requirements, financial ratios, facility terms and triggers that affect conditions
- Navigate lender credit criteria - working capital, profitability, management experience, trade cycles and industry exposures
- Master the application process - from initial assessment through documentation, security and settlement requirements
- Write comprehensive client briefings
This course provides real-world examples, broker tips, and practical strategies that you can immediately apply to your work.
Whether you're handling your first trade finance deal or looking to refine your existing knowledge, our materials offer both foundational concepts and advanced insights into this specialised lending area.
Perfect for:
- Commercial finance brokers
- Lending professionals
- Property development consultants
- Finance industry professionals looking to specialise in trade finance
